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llama.cpp is the C++ library that powers Ollama and much of the local-LLM ecosystem. 2024 added speculative decoding with two- to three-fold speedups, an RPC server for sharding layers across machines, and a stable GGUF format. Ollama covers 90% of cases; going direct pays off with uncommon hardware or specific flags.
LoRA cuts fine-tuning cost for large language models by training only small low-rank adaptation matrices instead of every parameter in the base model. QLoRA adds 4-bit quantization on top, cutting required GPU memory by 65-75%, with quality loss of just 1-3% versus full fine-tuning.
With quantization, model weights are stored with fewer bits (4, 5, or 8 instead of 16), so Llama 2 13B shrinks from 26 GB to about 7.5 GB. With llama.cpp it runs on an ordinary 16GB-RAM laptop with no dedicated GPU, and the quality loss is smaller than intuition suggests.
